At Zermatt Wealth Partners of Wilmington, we provide expert assistance in the following areas:
The beach is open 52 weeks of the year, but here in Wrightsville Beach, NC, you can’t always enjoy the weather and soak up the rays in your bathing suit. The stock market is open 52 weeks a year, as well. Should your portfolio be the same no matter what the conditions?
We use three different time-based indicators to determine the current stock market environment and adjust your portfolio accordingly.
Positive Market Conditions
Green Flag – Bull Market Conditions, market is trending higher, and everyone is making money. Maximum stock market concentration. You want to ride volatility in positive market conditions.
Negative Market Conditions
Red Flag – Bear Market Conditions, market is trending lower, and everyone is losing money. Minimum to no stock market concentration. Avoid volatility in negative market conditions.
Neutral Market Conditions
Yellow Flag – No Discernable Market Condition, market is up one day and down the next. Some market participation is required but timed strategically.
Financial Planning Process
Our Client Centric Planning Process focuses on providing options at life’s transition points: Problem Resolution for life’s little surprises and/or Future Direction to help you discover what is next. Our planning is real time guidance. Like a GPS, planning sets your course, defines the turning points and monitors your ability to stay on course. Should you lose your way, our financial guidance will help you through the “re-routing process”. Some people choose to go without planning, which makes life’s transition points less identifiable and possibly more painful.
The right planning path is more tied up in your personality, then if, one path leads to a better outcome than another. The two paths can be summed up in two brief questions:
Are you looking for direction? or Are you trying to solve a specific problem?
In some instances, maybe both. So, the first step in determining the type of help you need, is to determine which advice path you are interested in exploring. So, let’s, examine them separately.
Problem resolution reminds me of a battle. ou know what the problem is and now you need to name it, so you can understand it, to determine the potential ways to solve it. We look at this through the lens of “Life is a Battle” because good decisions make wins and bad decisions make losses. The only way to get ahead is to have more wins than losses. Our job is to stack the deck in the win column. We help people explore potential problem resolution strategies to help you determine the options you like with the highest probability of success. There by, reducing the potential risks of both inaction and/or the wrong action.
Future Direction is forward looking by nature, self-exploration. However, looking forward cannot be done in a bubble. One must understand their past to properly direct their future. Pursuit of excellence requires introspection as well as projecting forward. Where am I going? Am I on the right path? Am I living true to who I believe I am? These questions will prove difficult without looking backward to go forward. People who choose this financial planning path are looking to pursue their personal excellence. They want help, in discovering what they should pursue, as well as a plan designed to keep them on track of their pursuits.